Beat The Bell - Monday, September 29, 2025

Show Notes: "Week Ahead - Government Shutdown Looms"

Host: Dominique Broadway
Episode Type: Monday Weekly Preview
Duration: 13 minutes
Release Date: September 29, 2025

📝 Episode Summary

A perfect storm hits this week: potential government shutdown Wednesday, major earnings from Nike and Carnival, and critical economic data that could be delayed. Dominique breaks down what to watch and five strategies to protect your money and profit during uncertainty.

🎯 What's Covered

Government Shutdown Crisis

• Deadline: Midnight Tuesday, September 30
• What's different: Permanent layoffs (not temporary furloughs)
• Who's affected: 1.4M work without pay + 900K furloughed
• No backpay guarantee this time

Major Earnings

• Carnival (Monday AM): Test of consumer experience spending
• Nike (Tuesday PM): 60% earnings decline, tariff impact revealed

Economic Data

• Tuesday: ISM Manufacturing PMI
• Thursday: ISM Services PMI
• Friday: Jobs Report (if govt open) - expecting only 39K jobs

💡 Five Strategies to Navigate This Week

1. Build Cash Buffer: 3-6 months expenses minimum
2. Review Income: Diversify beyond single paycheck
3. Watch Opportunities: Volatility transfers wealth to the prepared
4. Audit Portfolio: Know government contract exposure
5. Protect Insurance: ACA subsidies expire Dec 31

📊 Key Numbers

• Nike expected: $0.26-0.28 EPS (down 60%), ~$11B revenue
• Carnival expected: $1.32 EPS
• Sept jobs expected: 39,000 (after just 22,000 in Aug)
• Federal workers affected: 2.3 million total
• ISM Manufacturing (Aug): 48.7 (below 50 = contraction)

📅 Week Ahead Calendar

Monday: Carnival earnings (before open)
Tuesday: ISM Manufacturing PMI (10 AM) + Nike earnings (after close)
Wednesday: Government shutdown begins (if no deal)
Thursday: ISM Services PMI (10 AM)
Friday: Jobs Report (8:30 AM) - if govt open

🎯 Action Items

Immediate

• Verify 1+ month emergency fund (federal workers)
• Check portfolio for govt contract exposure
• Set price alerts on Nike, Carnival, defense stocks

Strategic

• Identify side income opportunities
• Review health insurance subsidy impact
• Build cash for buying opportunities

💬 Key Quote

"Market volatility doesn't destroy wealth. It transfers wealth from people who panic to people who are prepared."

📱 Connect

• Instagram: @DominiqueBroadway
• Next Episode: Friday, October 4 - Full week recap
• Join Our next Investing Masterclass! I will show you how to create your first investment portfolio!

📚 Terms Explained in This Episode

Tariffs: Extra taxes on imported goods
Earnings Per Share: Profit made per share of stock
Basis Points: 1/100th of a percent
Bellwether: Leading indicator for an industry
PMI: Purchasing Managers Index (above 50 = expansion)
Consumer Discretionary: Non-essential spending
Pricing Power: Ability to raise prices without losing customers

Disclaimer: Educational content only. Not personalized financial advice. Consult professionals for individual guidance.