Last Updated: September 19, 2022
These terms and conditions (the “Agreement” or “Terms”) govern your participation in any Finances Demystified course (the “Course”). By signing up for the Course you agree to these Terms, which form a legally binding contract between you (“you” or “Member”) and Finances Demystified LLC, a Delaware limited liability company (“FD” “Company” “we”.or “us) with an address at: 2035 Sunset Lake Rd., Suite B-2, Newark, DE 19702.
By completing the sign-up process on behalf of another individual or entity you are warranting that you have made them aware of these Terms and that they have accepted these Terms.
Company reserves the right to change these Terms from time to time with or without notice to you. You acknowledge and agree that it is your responsibility to review these Terms before registering for any Course offerings. Your decision to register for a Course and participate after such modifications are made will constitute acknowledgment and acceptance of the modified Terms.
IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS, PLEASE DO NOT SIGN UP FOR THE COURSE. THESE TERMS ARE EFFECTIVE AS OF MARCH 30, 2022 (“EFFECTIVE DATE”).
1. The Course, Costs and Refund Policy.
This is a self-paced course facilitated by finance expert, Dominique Broadway, and/or any instructor of Company’s choosing (“Instructor” or “Facilitator”). You agree to pay all fees (the “Fee”) associated with the Course. It is the general policy of the Company that all sales are final. However, please reference and adhere to the respective refund policy for the Course you purchase, if any. Any purchases made that are subject to an outside agreement will be subject to the terms of that agreement.
You will be responsible for any additional expenses that may be incurred as it relates to the implementation of recommended strategies, tools, or resources. This includes, but is not limited to, any fees associated with your trading platform of choice.
Wealth Demystified is a subscription that contains a library of courses. If you select the $197 a month payment plan, you are agreeing to a minimum of a 12 month commitment to the subscription. After the 12 months, your subscription will automatically renew, charging the card on file. If a payment does not process, your subscription will automatically be canceled. You shall have the right to cancel your subscription after 12 months.
We may from time to time vary the benefits associated with this subscription by updating these terms and conditions. The fees in respect to the subscription will be set out on the website and are non-refundable. You must pay the fees in respect of our website services in advance, in accordance with any instructions on our website. Once purchased, you are not able to return the subscription or receive prior fees paid. We can suspend your account if any money is owed, meaning past due or not paid. We have the right to cancel your subscription due to non-payment.
2. Course Materials, Access, and Limitations on Use.
3. No Guarantee, Disclaimer, and Warranties.
While we operate to the best of our ability in regards to the selected Course you purchased on our Site, we cannot guarantee that this Course will yield or guarantee you any specific results. This includes, but is not limited to, you making money from your investments. You agree to not hold us liable for any results as a participant in this Course.
EXCEPT AS SPECIFICALLY SET FORTH IN THIS AGREEMENT, THERE ARE NO WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, WITH RESPECT TO THE COURSE OR ANY DELIVERABLES, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
4. Live Sessions.
When applicable, live sessions will take place over the duration of the Course term. All live sessions will be recorded and made available to you.
The Parties agree to keep confidential any and all proprietary information relating to the other party’s business, and any other information not generally made available to the public (collectively, “Confidential Information”). The term Confidential Information includes the terms of this Agreement. The Parties shall use all commercially practicable efforts to safeguard the secrecy and confidentiality of each other’s Confidential Information, and shall not disclose any of the Confidential Information to any third party (other than as required to fulfill its contractual obligations or with the written consent of the other party), during the term and thereafter.
6. Privacy & Security
Login Required. In order to access some of the Offerings on this site, or to post User Content, you may be asked to set up an account and password. Our account registration page requests certain personal information from you (“Registration Info”). You will have the ability to maintain and periodically update your Registration Info as you see fit. By registering, you agree that all information provided by you as Registration Info is true and accurate and that you will maintain and update this information as required in order to keep it current, complete and accurate.
Passwords & Security. If you register for an account on the Site, you agree that you are responsible for maintaining the security and confidentiality of your password, and that you are fully responsible for all activities or charges that are incurred under your account. Therefore, you must take reasonable steps to ensure that others do not gain access to your password and account. Our employees will never ask you for your password.
How we use your Personal Data. We will only process your Personal Data, including sharing it with third parties, where (1) you have provided your consent which can be withdrawn at any time, (2) the processing is necessary for the performance of a contract to which you are a party, (3) we are required by law, (4) processing is required to protect your vital interests or those of another person, or (5) processing is necessary for the purposes of our legitimate commercial interests, except where such interests are overridden by your rights and interests. We may use Personal Data that you provide directly to us for the following purposes:
Information we collect about you. We will use Personal Data that we have collected about your use of our Site:
Personal Data we receive from other sources. We will combine this information with information you give to us and information we collect about you. We will use this information and the combined Personal Data for the purposes set out above (depending on the types of information we receive).
When we share and who can access your Personal Data. We may share your Personal Data for the purposes described in this Notice with:
We will only transfer your Personal Data to trusted third-parties who provide sufficient guarantees in respect of the technical and organizational security measures governing the processing to be carried out and who can demonstrate a commitment to compliance with those measures.
Selling or renting your Personal Data. We will never sell or rent your Personal Data to third parties without your opt-in consent.
Security. Although we use security measures to help protect your Personal Data against loss, misuse or unauthorized disclosure, we cannot guarantee the security of any and all information transmitted to us over the internet. All information you provide to us is stored on secure servers. Any payment transactions will be encrypted using SSL technology.
Transfer of Personal Data outside of the European Economic Area (“EEA”) and international users. We are headquartered in the United States. Your Personal Data may be accessed by us or transferred to us in the United States or to our affiliates, partners, merchants, or service providers who are located worldwide. If you are visiting our Site from outside the United States, be aware that your information may be transferred to, stored, and processed in the United States where our servers are located, and our central database is operated. By using our Service, you consent to any transfer of this information.
How long we store your Personal Data. We will store your Personal Data, in a form which permits us to identify you, for no longer than is necessary for the purpose for which the Personal Data is processed. We may retain and use your Personal Data as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements and rights, or if it is not technically reasonably feasible to remove it. Consistent with these requirements, we will try to delete your Personal Data quickly upon request.
Retention. We will retain your information for as long as your account is active or as needed to provide you with our Site and its features. If you wish to cancel your account or request that we no longer use your information to provide you service, contact us at firstname.lastname@example.org. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. We maintain one or more databases to store your Personal Data and may keep such information indefinitely.
Where we store your personal data. The Personal Data that you provide to us is generally stored on servers located in the United States. If you are located in another jurisdiction, you should be aware that once your Personal Data is submitted through our Site, it will be transferred to our servers in the United States and that the United States currently does not have uniform data protection laws in place
Links to third party sites and services. Our Sites may contain links to third party websites, applications and services not operated by us. These links are provided as a service and do not imply any endorsement by us of the activities or content of these sites, applications or services nor any association with their operators. Company is not responsible for the privacy policies or practices of any third party including websites or services directly linked to our Service. We encourage you to review the privacy policies of any third-party site that you link from our Service.
Your rights for correction and removal. If any of the information that we have about you is incorrect, or you wish to have information (including Personal Data) removed from our records, you may do so by contacting us at email@example.com.
Opting out. Additionally, if you prefer not to receive marketing messages from us, please let us know by clicking on the unsubscribe link within any marketing message that you receive, by sending a message to us at firstname.lastname@example.org.
Your European rights. FOR EUROPEAN RESIDENTS ONLY. You have the right to ask us not to process your Personal Data for marketing purposes. We will usually inform you (before collecting your Personal Data) if we intend to use your Personal Data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to opt in or opt out of such processing by checking certain boxes on the forms we use to collect your Personal Data. You can also exercise the right by contacting us using the Contact Us section on our Site. Under European data protection law, in certain circumstances, you have the right to:
Request access to your Personal Data. You may have the right to request access to any Personal Data we hold about you as well as related information, including the purposes for processing the Personal Data, the recipients or categories of recipients with whom the Personal Data has been shared, where possible, the period for which the Personal Data will be stored, the source of the Personal Data, and the existence of any automated decision making.
Request correction of your Personal Data. You may have the right to obtain without undue delay the rectification of any inaccurate Personal Data we hold about you.
Request erasure of your Personal Data. You may have the right to request that Personal Data held about you is deleted.
Object to processing of your Personal Data. You may have the right to prevent the processing of your Personal Data.
Request restriction of processing your Personal Data. You may have the right to restrict the processing of your Personal Data.
Request transfer of your Personal Data. You may have the right to request transfer of Personal Data directly to a third party where this is technically feasible.
Withdraw your consent. In addition, where you believe that FD has not complied with its obligations under this Notice or European law, you have the right to make a complaint to an EU Data Protection Authority, such as the UK Information Commissioner’s Office. You can exercise any of these rights by contacting us using the Contact Us section on our Site.
Your Californian rights. FOR RESIDENTS OF CALIFORNIA ONLY. Section 1798.83 of the California Civil Code requires select businesses to disclose policies relating to the sharing of certain categories of your Personal Data with third parties. If you reside in California and have provided your Personal Data to FD, you may request information about our disclosures of certain categories of Personal data to third parties for direct marketing purposes. Such requests must be submitted to us at one of the following addresses: [email protected]. Finances Demystified LLC Attn: California Privacy Rights 2035 Sunset Lake Rd., Suite B-2, Newark, DE 19702.
Changes to this Notice If we make any material changes to this Notice or the way we use, share or collect personal Data, we will notify you by revising the “Effective Date” at the top of this Notice, prominently posting an announcement of the changes on our Site, or sending an email to the email address you most recently provided us (unless we do not have such an email address) prior to the new policy taking effect. Any changes we make to this Notice in the future will be posted on this page and, where appropriate, notification sent to you by email. Please check back frequently to see any updates or changes to this Notice.
7. Term and Termination.
The Terms of this Agreement shall commence on the Effective Date and will remain in effect until terminated. You may terminate this Agreement by ending your participation in the Course at any time. Company may terminate this Agreement at any time due to breach by you, or by written notice to you. If Company terminates this Agreement no refund of full or partial Fee will be given.You agree and understand that termination of this Agreement does not remove or negate your obligation to pay the full Fee. Your failure to make timely payments under any applicable payment plan will automatically terminate this Agreement without written notice to you.
8. Miscellaneous Provisions.
Entire Agreement. This Agreement constitutes the entire agreement between the Parties and supersedes any prior understanding or representation of any kind preceding the date of this Agreement. There are no other promises, conditions, understandings or other agreements, whether oral or written, relating to the subject matter of this Agreement. You certify and acknowledge that they have had the opportunity to read this Agreement, and that they have voluntarily entered into this Agreement fully aware of its terms and conditions.